Costco Anywhere Visa® Card By Citi Offers New, Convenient Rewards Method

Costco, the beloved household name for bulk shopping, has always been known for its excellent rewards program. As an executive member, you receive a generous cashback reward based on your annual spending. But, did you know that there's a little-known secret that can take your rewards experience to a whole new level?

Say Hello to the Direct Deposit Option

Imagine receiving a City Rewards check from Costco, only to realize that you have no idea what to spend it on. It's a common dilemma that Costco shoppers face when their reward check arrives. What if I told you there was a better way? A way that eliminates the hassle of figuring out what to buy and allows you to enjoy your rewards in a flash?

Introducing the Direct Deposit option! This game-changing feature allows you to skip the in-store redemption process altogether. Instead, you can choose to have the funds directly deposited into your bank account. That's right, no more wandering through the aisles, desperately trying to find something to spend your rewards on. Just a simple, seamless transfer and the money is all yours!

From In-Store Only to Freedom of Choice

In the past, executive members were limited to spending their rewards exclusively in-store. But now, with the Direct Deposit option, Costco has opened up a world of possibilities. No longer bound by the confinements of the warehouse, you have the freedom to use your rewards wherever you please.

Picture this: you receive your City Rewards check, and instead of going to Costco, you decide to head to your favorite local boutique. You make some fabulous purchases, enjoy the thrill of the hunt, and then pay using your well-deserved rewards. It's like having a financial superhero in your pocket, granting you the power to shop anywhere you please.

Maximizing Rewards: The Power of Costco and Sam's Club Credit Cards

Now, let's take your rewards game to the next level. If you happen to be a savvy credit card user, Costco and Sam's Club offer an unbeatable combo. With the Costco Visa or the Sam's Mastercard, you can earn up to an impressive five percent back on gasoline purchases. Just think about the money you'll save on your next road trip!

But that's not all. For the food enthusiasts and globetrotters out there, these credit cards have some more surprises in store. With the Costco Visa, you earn three percent cashback on restaurants and travel expenses, while the Sam's Mastercard offers you a generous four percent back on dining and travel. It's like having your own personal travel agent, taking care of your rewards while you indulge in fine dining and unforgettable adventures.

And let's not forget the everyday shopping. If you're a member of the Plus program, Sam's Club offers a solid two percent back on purchases made both in-store and online. As for Costco, you'll earn a sweet two percent rewards on all Costco and Costco.com purchases. It's a shopaholic's dream come true!

A Word of Caution: The Measly One Percent

Now, before you go wild with your rewards cards, there's one thing you need to keep in mind. Unless you're using the Costco Visa or the Sam's Club Mastercard, your rewards will dwindle down to a mere one percent. Yes, you heard it right. A measly one percent for all other purchases.

To avoid any confusion or marital discord due to credit card chaos, some wise souls have already come up with brilliant hacks. Take my wife, for example. She has the brilliant idea of sticking little reminders on her Costco card, reminding her which card to use for specific purchases. It's a simple solution that has brought peace and harmony to our household and ensured that we maximize our rewards at every turn.

So, my fellow shoppers, let's embrace the Direct Deposit option and unleash the full potential of our Costco rewards. Empowered with a combination of savvy credit card usage and a touch of creativity, we can transform our shopping experience into something truly extraordinary. Happy shopping, and may your rewards be ever in your favor!

_Original article credits: Andrew and Georgia Clark on YouTube.