Bbse3 | Bb Seguridade - Data Do Próximo Anúncio De Dividendos 2023 (Bbse3 Dividendos 2023)

Introduction

Recently, I've been getting a lot of questions about BB Seguridade and its dividend payouts. People want to know if it's a good company to invest in for regular dividend payments. Well, I have some good news and some bad news. But don't worry, I'll start with the good news to calm your heart!

The Good News: I Know the Dividend Announcement Date!

Yes, you read that right. I actually know the exact day BB Seguridade will announce its dividends. How do I know? Well, that's the good news. But now, here comes the bad news - it's going to take some time. The announcement date is not anytime soon. But don't worry, I'll explain everything to you in practice.

BB Seguridade in Our Portfolio

In our portfolio, the insurance sector is a significant component, along with the electric and financial sectors. The insurance sector currently represents 12.5% of our stock portfolio. Looking at our total portfolio, which includes real estate funds and fixed income, the insurance sector is around 9.9%. These three sectors together make up more than 50% of our portfolio.

Now, let's move on to analyzing BB Seguridade's dividend payments, which will help us determine if it's a good dividend payer.

The Three Criteria for Evaluating Dividend Payers

When it comes to looking for good dividend payers, we assess three criteria - profitability, historical average, and dividend growth over time.

1. Profitability: The Foundation of Dividends

Profitability is the starting point for evaluating dividend payers because dividends are a portion of the company's profits distributed to shareholders. BB Seguridade has shown good profitability with an annual compounded growth rate of 9.34% from 2013 to 2022. However, it did suffer during the pandemic. But if you had a long-term perspective and believed the impact was temporary, you made an excellent deal. Currently, BB Seguridade offers a high dividend yield, but we must consider other criteria.

2. Historical Average: Looking Beyond a Single Dividend

To determine if a company is a good dividend payer, we look at its historical average. We prefer companies with a historical average dividend yield above 6%. BB Seguridade's historical average dividend yield from 2013 to the present is 6.45%. So, in terms of historical average, BB Seguridade meets our criteria.

3. Dividend Growth: A Long-Term Perspective

Long-term dividend growth is crucial for investors. Imagine receiving the same amount of dividends in 10 years as you receive today. That would be a bad deal. BB Seguridade has shown excellent dividend growth, increasing from 41 in 2013 to 1.96 in 2022. In 2023 alone, BB Seguridade paid a dividend of 1.86. This growth indicates that BB Seguridade is a good dividend payer.

4. Payout and Dividend Volatility: Consistency Matters

Another important factor in assessing dividend payers is their payout and dividend volatility. No one wants to receive different dividend amounts each year. We prefer consistency and steady growth over time. BB Seguridade has experienced some volatility, especially during the pandemic, but it has been acceptable. In 2021, BB Seguridade decreased its payout and paid smaller dividends. However, these were temporary impacts, and BB Seguridade made necessary capital injections. This volatility provides us with a unique opportunity, but we cannot predict the future.

Dividend Announcement Date

Now, let's move on to the dividend announcement date. According to BB Seguridade's Investor Relations website, the company pays dividends semi-annually. We can find detailed information about dividend dates in the documents on their site.

Analyzing item 8.4, we can see that BB Seguridade discloses dividend values when publishing its financial statements for the second and fourth quarters of each year. Most recently, BB Seguridade announced and paid dividends for the fourth quarter of 2022.

To find the exact date of the next dividend announcement, we need to look at the events calendar on BB Seguridade's Investor Relations website. We're specifically looking for the second quarter of 2023 results. According to the calendar, the results for the second quarter of 2023 will be announced on August 7th. This announcement will include the date of payment and the exact dividend amount.

Calculation of the Ceiling Price

Now, let's calculate the ceiling price using the base method, a strategy used by renowned investors. The base method requires a minimum dividend yield of 6%. Currently, BB Seguridade's stock price is 32.40. We will use the average dividend paid by the company over the past five years, which is 2.8 cents per share. Applying the base method, we find a price of 34.67, which is 6.54% below the ceiling price with a safety margin of 7%. Remember, this formula is just a method and not a recommendation to buy or sell.

Conclusion

In conclusion, BB Seguridade has shown itself to be a good dividend payer based on the criteria we evaluated. It demonstrates profitability, a historical average above 6%, dividend growth over time, and acceptable dividend volatility. While the next dividend payment is still a while away, we know the exact date of the announcement. The opportunity to invest in BB Seguridade came during the pandemic, and it may be a unique opportunity that won't repeat anytime soon. However, please remember that this video is purely educational and informative and should not be considered a recommendation for investment decisions.

Let me know in the comments if you have received dividends from BB Seguridade in the past or if you're expecting the next dividend payment. Happy investing!